One upon a time there was a newspaper that was very old and very well respected. It regularly published articles on such things as insurance and retirement.
One day the Internet came and destroyed most tangible subscriptions to actual newspapers, so the old, well respected newspaper joined the Internet and enjoyed a temporary reprieve from oblivion.
Unfortunately, the old, well respected newspaper continued to publish articles online about insurance and retirement, even though most people couldn't afford insurance and knew they would never have retirement. The newspaper became irrelevant and faded into oblivion after all.